Our Partners

Guidance doesn’t end with Bright Ideas

Maximize your financial potential with our partner network

You may need more advice than we offer directly. So let’s put you in touch with our partner network, who can help with anything from mortgages and pensions to the best banking support.

By widening the scope of financial expertise, our relationship with your earnings continues to grow – exactly as it should. That builds your financial capabilities higher, allowing you to work towards any purpose, security or lifestyle investment.

Here are some services we’ll introduce you to

Starling Bank

Founded in 2014 by Anne Boden, Starling is the UK’s first mobile bank offering super-fast setup, beautifully simple money management and 24/7 support, all with no monthly fees. From small businesses with big ambitions to freelancers figuring out tax returns, Starling’s award-winning business bank account is designed to make entrepreneurial life a little easier.

Integrate with Xero and FreeAgent, 24/7 UK customer support.

Join today

Kingsbridge Insurance

We strongly advise freelancers and contractors have their insurance arranged and secured. Kingsbridge Insurance provide a safety net so you avoid any costly liabilities.

This includes professional, public and employers’ insurance, as well as extras such as IR35 indicators and 24/7 online compatibility. Pay flexibly too; whatever suits you.

Get a quote

Contractor Mortgages Made Easy (CMME)

Seeking a dream property? Head to CMME for a clear, dependable route to a mortgage. They teach lenders to set aside their prejudice over a contractor’s earning pattern, which often keep people from owning a home.

CMME have also made mortgages competitive for contractors, as they deserve to be.

Obtain a free calculation

Cater Allen Banking

Private bank Cater Allen has an excellent pedigree – it’s in the Santander group, but holds its own FSCS licence and gives you 30 free transactions per month.

Contractors and freelancers are the core member base; many of them choose fixed-term deposits, with instant access to their funds. If you’re with us, you don’t need a minimum account balance to apply.

Speak to us for an introduction

Cashplus Bank

We’ve partnered with Advanced Payment Solutions Ltd to offer you their Business Current Account designed specifically for small businesses and startups.
The Cashplus Business Account is a low-cost alternative to High Street Business Banking.

With UK-based customer service, as well as 24/7 mobile and online account access, the account is the ideal low-hassle way to manage your business finances.

As no credit check is required to apply, the account can be applied for instantly online, with the Account Number and Sort Code being available at the end of the application process for successfully verified customers.

Apply now

Ready to join us?

Whether you’re a contractor, freelancer, or small business, Bright Ideas can help remove the burden of time-consuming and complex finances. We’ll draw on our years of knowledge and experience earned helping sole traders just like you.

When you choose us, you’ll be assigned a dedicated Account Manager who’ll provide one-on-one support that’s customised to your business. Communication is key, so we’ll always answer your questions or requests as soon as we can. In fact, we offer a same-day response guarantee for emails and calls received before 3pm.