Anyone with an incomplete National Insurance contributions (NICs) record between April 2006 and April 2016 now has until July 31 to add to their NICs to qualify for a full State Pension after HMRC extended the deadline. Thousands of taxpayers have incomplete years in...
Pension changes make retirement saving more attractive
Pensions got a major overhaul in the Chancellor’s Budget announcements, with an increase in the amount you can put into your pension each year and an effective removal of the limit that your pension can reach before facing significant penalties of as much as 55%. Rise...
4 Pension Planning Tips For Freelancers & Contractors
Often, we only tend to look at the immediate effects of our decisions. Going freelance, for example, strips away the need to answer to a boss, or head downcast into an office every morning – a fantastic reality, you may think. Yet there are compromises to bear, and...
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